The Internet’s Money
← All countries

Africa

🇳🇬Nigeria

Providers onboarding

3 / 11

Most popular way to pay

Bank transfer

Stablecoins

Rules in progress

If your business is registered here

What each provider offers to a company incorporated in Nigeria.

ProviderAccept paymentsPay people abroadMulti-currency accountBusiness cardsStablecoinsCheck
dLocal–––↗
Payoneer–↗
PayPalLimited↗
Adyen–↗
Airwallex–↗
Checkout.com–↗
Hyperwallet––––↗
Ramp–––↗
Stripe↗
Wise Business–↗
Worldpay––↗
Available Limited Not for businesses here– Not offered by this provider↗ Source · ⚑ Report a problem

If you sell to customers here

How people in Nigeria prefer to pay online.

  • 1Bank transferBank
  • 2Verve / Visa / MastercardCard
  • 3USSDBank
  • 4OPay / PalmpayWallet
Source needed

Banks cap card spending abroad, so local bank transfers and wallets convert far better than cards. Repatriating naira can be slow.

Source needed

Stablecoin rules

Rules in progress

The Investments and Securities Act 2025 brought digital assets under SEC oversight, and a naira stablecoin (cNGN) launched in 2025. Banks still have limited access to crypto.

Source needed

A summary, not legal advice. Rules are changing quickly.

Find a provider for a business in Nigeria →

Also in Africa